Insurance Terms
All travellers with Golfskispain.com must have travel insurance as a condition of booking.
Golfskispain.com offer the Travel Trust Association Travel Protection Plan policy. This policy gives a high standard of cover compared to most lower-cost alternatives.
Travel Protection Plan policy details here.
All travellers with their own travel insurance will be issued a TTA Stand Alone Safe Seat Plan policy, which will apply in the unlikely event that Golfskispain becomes insolvent.
Safe Seat Plan policy details here.
Rates and schedules:
(Europe only- includes Insurance Premium Tax @ 17.5%)
| Days | Europe | Winter Sports |
| 5 | £16.38 | £32.76 |
| 10 | £20.76 | £41.52 |
| 17 | £23.00 | £46.00 |
| 24 | £26.17 | £52.34 |
| 31 | £28.30 | £56.60 |
| Additional Week | £11.74 | £23.48 |
| Excess Waiver | £12.83 | £16.75 |
Other rates:
- Insured aged 66 to 69: Adult Rate X 150%
Insured aged 70 to 75: Adult Rate X 200% - Children under 18: 50% Adult Premium
- Children under 2: Free
- Pre-existing health conditions : Rated (if accepted)
- Maximum Period of Insurance aged 65 or under: 92 days
Maximum Period of Insurance aged 66 or over: 92 days - Family Rate: Adult Rate X 225% + £2.60 for every child
- Money/Baggage Cover Deletion: Adult or Family Rate less 12.5%
Annual Multi Trip (AMT) Price
| Type | AREA 2 | AREA 3 |
| Adult | £87.83 | £117.56 |
| Family | £122.96 | £159.45 |
Notes:
| 1 Insured aged 66 and over: | No Cover |
| 2 Territorial Limits: |
Area 2= Europe Area 3= Worldwide |
| 3 Pre-existing health conditions: | Rated (if accepted) |
| 4 Maximum Period of Insurance: | 12 Months |
| 5 AMT Maximum Trip Duration (unlimited number of trips): |
31 days (Leisure and BusinessTrips included)
Individual Travel allowed for adults & children. |
| AMT Cover within UK: | No coverage |
| AMT Family definition: |
Husband & Wife (or couple co-habiting at least six months)
plus all children under 18. (£13.50 for every child) |
| 6 AMT Maximum Days Wintersports: | 10 days at no additional premium |
| 7 Activity Loading: | Not available |
| 8 Cruise Loading: | Adult or Family Rate X 300% |
| Rates | TRAVEL TRUST ASOCIATION Single Trip & Annual Multi Trip (AMT) Cover and Rates |
|
| SALE DATES | 01/12/2004 | 31/11/2005 |
| TRAVEL DATES | 01/12/2004 | 31/12/2006 |
| Underwriter | UKU | |
Schedule of Cover
| Description | Cover | Excess | |
| Cancellation & Curtailment | Up to £3,000 | 1 | |
| Catastrophe | Up to £500 | N/A | |
| Medical Expenses & Repatriation | Up to £5,000,000 | 2 | |
| (This section includes emergency assistance services)Hospital Benefit | £10 per day up to £500 | N/A | |
| Personal Effects & Baggage | Up to £1,500 | 1 | |
| Single Item Limit | £200 | ||
| Valuables Limit in total | £200 | ||
| Travel Documents | £250 | ||
| Delayed Baggage | £100 | ||
| Personal Money | Up to £500 | 1 | |
| Cash Limit | £200 | ||
| Cash (aged under 18) | £50 | ||
| Travel Delay |
£20 for first 12 hour period
£10 each additional 12 hour period up to £100 |
N/A | |
| Holiday Abandonment | Up to £3,000 | 1 | |
| Missed Departure | Up to £250 | 1 | |
| Personal Accident | Maximum Benefit £15,000 | N/A | |
| Loss of Limbs or Sight | £15,000 | ||
| Permanent Total Disablement | £15,000 | ||
| Death Benefit | £15,000 | ||
| Death Benefit (aged under 18) | £5,000 | ||
| Personal Liability | Up to £2,000,000 | 3 | |
| Legal Expenses | Up to £15,000 | 3 | |
| Hijack | £50 per day up to £1,000 | N/A | |
| Mugging | £50 per day up to £1,000 | N/A | |
| Scheduled Airline Failure | Up to £3,000 | N/A | |
Schedule of Excess
| 1 | £50 |
| 2 | £75 |
| 3 | £250 |
| N/A | Not Applicable – no excess applies. |
Schedule of Wintersports Cover
(at additional premium on Single Trip Cover, inclusive in AMT cover)
| Description | Cover | Excess | |
| Ski Equipment | |||
| Owned | Up to £500 | 1 | |
| Single item limit | £250 | ||
| Hired | Up to £150 | ||
| Ski Hire | £30 per day up to £300 | 1 | |
| Ski Pack | £50 per day up to £200 | N/A | |
| Piste Closure | £30 per day up to £300 | 1 | |
| Avalanche | Up to £200 | 1 | |
